Mortgages
Purchasing a property is one of the most significant financial decisions you will ever make. With an ever-changing marketplace and a wide range of options available, professional mortgage advice has never been more important.
At Puleston Wealth Management, our experienced mortgage advisers will guide you through every step of the process — from your initial enquiry through to completion. Every client is supported by a dedicated case manager, keeping you informed and reassured at every stage.
We work with a comprehensive panel of lenders, ensuring you always have access to the most competitive, affordable and practical options available for your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Remortgage
If your current mortgage deal is coming to an end — or you simply feel you could be getting a better rate — remortgaging could save you a significant amount of money.
We can help you switch to a more competitive lender, negotiate improved terms with your existing provider, reduce your mortgage term, or release equity from your property. Whether your circumstances have changed or you simply want to make your money work harder, we will find the right solution for you.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
First Time Buyers
Getting onto the property ladder for the first time can feel daunting, but with the right advice, it doesn’t have to be. Our mortgage advisers are constantly researching the market to find the most suitable and affordable products for first time buyers.
We will help you understand how much you can borrow, what deposit you will need, and what your monthly repayments will look like — giving you the confidence to make the right decision.
Moving Home
Moving home is an exciting milestone, but securing the right mortgage for your new property is crucial. With so many lenders and products available, it can be difficult to know where to start.
Our advisers will take your individual financial circumstances and future plans into account, identifying the mortgage that best suits your lifestyle — and helping to take the stress out of the moving process.
Buy-to-Let & Buy-to-Let Remortgage
Whether you are purchasing a new investment property or looking to remortgage an existing one, we can advise on the buy-to-let options available to you and guide you towards the most suitable deal for your portfolio.
Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Lifetime Mortgages & Equity Release
For homeowners in retirement, a lifetime mortgage can provide access to the capital tied up in your property — offering a valuable additional income stream without the need to move home.
We will take the time to explain how lifetime mortgages and equity release work, the options available, and whether this is the right route for your personal circumstances and long-term goals.
This is a Lifetime Mortgage. To understand the features and risks, ask for a personalised illustration. Equity Release and Lifetime Mortgages will reduce the value of your estate and can affect your eligibility for means-tested benefits.
Commercial Mortgages
If you are looking to purchase commercial property for your business, we can help you secure the right financial solution. We have access to a wide range of commercial mortgage products across the market, and we understand that competitiveness and value are central to any business decision. You can be assured your business is in safe hands.
Commercial mortgages are offered by referral to a master broker only.
Commercial mortgages are not regulated by the FCA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Puleston Wealth Management Ltd. Registered in England and Wales under No. 08389899. Registered office address: Springside 21 Arley Road, Appleton, Warrington, Cheshire, WA4 4RN.
Puleston Wealth Management Ltd is an appointed representative of Quilter Financial Services Ltd (QFS), who are authorised and regulated by the Financial Conduct Authority. Quilter Financial Services Ltd (QFS) is entered on the FCA register under reference 440703. https://register.fca.org.uk/s/